Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, click here to download Adobe® Acrobat Reader.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Contact Us Find a Branch or ATM Location

Digital Banking

Enroll - Personal Enroll - Business

Looking for something?

Results
solid color block

Preventing Check Fraud Before It Happens

Stay alert against check fraud.

In today’s fast-paced business environment, check fraud continues to be a significant threat to businesses of all sizes. At Five Star Bank, we are committed to helping you secure your financial operations and minimize your risk against fraud.

What is check fraud?

Check fraud occurs when criminals alter, forge, or counterfeit checks to illegally withdraw money from your accounts. This can lead to significant financial losses and disrupt your business operations.

Protecting your account with Positive Pay.

One of the most effective ways to combat check fraud is through our Positive Pay service. Positive Pay is an ongoing fraud detection tool that requires consistent engagement to help prevent unauthorized transactions. Benefits include:

Fraud Prevention:

Drastically reduce the likelihood of check fraud.

Peace of Mind:

Know that your transactions are being monitored closely.


How Positive Pay Works: 


1. Submit Issued Check Data: 

Enter your issued check information within Five Star Bank Digital Banking, either individually or in batches. This includes check numbers, amounts, and payees.

2. We Match Checks: 

When checks are presented for payment, we compare them against the list you provided.

3. Only Approved Checks Clear:

If the check matches the list you provide, it’s cleared. If not, we’ll notify you for review, ensuring that fraudulent checks are caught before they can impact your account.


Here to help.

If you’re interested in setting up Positive Pay, or would like to learn more, please contact your Relationship Manager or call us directly at 877.225.2778. 

CONTACT US


Explore ways to help protect
your accounts and avoid fraud.