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Financial Literacy Month Giveaway

Official Rules

  1. General. Before entering the Financial Education Hub Giveaway (the “Competition”), each entrant (“Entrant”) must review the following official rules (the “Official Rules”). By entering the Competition, Entrants accept and agree to be bound by the Official Rules and further agree to accept the decisions of the sponsor (as hereinafter defined) as final and binding in all respects.
  2. Sponsor. The sponsor of this promotion is Five Star Bank, a bank under New York State Banking Laws, with a principal place of business at 220 Liberty St., Warsaw, NY  14569 (the “Sponsor”).
  3. Competition; How to Enter. The Sponsor invites you to enter the giveaway by completing each of the assigned financial education courses in the incentivized ‘Financial Literacy Month Giveaway’ playlist on the Five Star Bank Financial Education Hub (each such qualifying submission an “Entry” or “Entries”). Entrants must be registered and logged into a Five Star Bank Financial Education Hub account in order for their Entry to be tracked. Only one (1) Entry per person is allowed. All Entries must be submitted on or before 12:00 a.m. on May 1st, 2025 (the “Entry Deadline”). No purchase is necessary to enter or win and a purchase will not affect your odds of winning. Odds of winning depend on the number of eligible entries received prior to the Entry Deadline. Entries submitted in violation of the Official Rules or subsequent to the Submission Deadline shall be void. The Sponsor reserves the right to invalidate an Entry for any reason or for no reason, including, without limitation, in the event an entry includes profanity or content deemed by the Sponsor to be inappropriate. 
  4. Prize Winners. The giveaway will have 1 winner (the “Prize Winner”). The Prize Winner shall be selected from all eligible Entries by the Sponsor. The Prize Winner shall receive one (1) $100 dollar VISA gift card.
  5. Prize Announcement and Delivery. The Prize Winner will be contacted on May 5, 2025 by the Sponsor via the email provided during registration and login to the Financial Education Hub. The Sponsor will follow up with the Prize Winner through email used for submission of his or her Entry only for the purpose of scheduling a time for pickup of their prize at their local Sponsor branch. If a Prize Winner is unable to pick up the prize in person, arrangements will be made to mail the prize to the address provided by the Prize Winner.
  6. Prizes Rules.  All prizes are non-transferable, and the Prize Winner shall have no right of substitution (in cash or otherwise). If a Prize Winner is unable to pick up the prize in person, arrangements will be made to mail the prize to the address provided by the Prize Winner. Should a Prize Winner fail to pick up the prize at their local Sponsor branch or provide the Sponsor with a physical mailing address within ten (10) days of receipt of a request from the Sponsor, the Prize Winner shall be deemed to have forfeited his or her prize. The risk of loss of any prize is passed to the Prize Winner upon sending, and the Sponsor is not responsible for any Prize that is lost in transit.
  7. Eligibility. The Competition is a trade promotion sweepstakes. Eligibility is limited to persons who are legal residents of the United States or its territories and possessions and are at least eighteen (18) years of age. Only one (1) Entry per Entrant is permitted. The Competition is void where prohibited or restricted by law and is subject to all applicable federal, state, and local laws and regulations. Employees of the Sponsor, its parents, affiliates, and the subsidiaries are not eligible to participate in the Competition. 
  8. Additional Conditions of Participation. By entering the Competition, each Entrant agrees: (i) to abide and be bound by these Official Rules and the decisions of the Sponsor, which shall be final and binding in all respects; and (ii) consents and authorizes the Sponsor, its parents, affiliates, and the subsidiaries, to the use of Entrant’s name, image, voice, likeness, and city and state of residence by any means now known or hereafter devised, including, without limitation, films, tapes, and/or photographs, without compensation, in any publicity or advertising carried out worldwide in any medium now known or hereafter devised, including, without limitation, print, electronic, and digital, by the Sponsor without limitation or further notification to the Entrant, and without providing compensation or intellectual property rights to the Entrant, except where prohibited.
  9. Release. By entering the Competition, each Entrant agrees to release and hold harmless the Sponsor, its parents, affiliates, subsidiaries, each Prize supplier, all agents or representatives of the foregoing, including, without limitation, and the respective officers, directors, shareholders, members, managers and employees of each of the foregoing (collectively, the “Released Parties”) from any and all claims, liabilities, costs, obligations, losses, damages or injuries (including death) whatsoever arising with respect to the Competition or the awarding, receipt, possession and use or misuse of any Prize, or any violation of any personal proprietary right based on or relating to the use of images or recording of Entrant, Entrant’s likeness or Entrant’s name, including, without limitation, claims for slander, libel, or invasion of the right of privacy, publicity or personality.