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Digital Banking

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consumer fee schedule

Effective as of 07/10/2023.
Service/Transaction Fee How it Applies When it Processes
ATM Card Replacement Fee $5.00 Per Card At the time of transaction
ATM Withdrawal Fee at a Five Star Bank ATM* Free Per Transaction n/a
ATM Withdrawal Fee at a Non-Five Star Bank ATM
(Owner of ATM may also charge an ATM Surcharge Fee)
$2.00 Per Transaction At time of withdrawal
Cashiers Check $6.00 Per Check At the time of transaction
Check Printing and Delivery Varies Per Order At the time of production
Debit Card Replacement Fee $5.00 Per Card At the time of transaction
Inactive Account Fee** $5.00 Monthly End of Day Processing
Early Account Closeout Fee $35.00 Within 179 days of Account Opening At time of closeout
Fax Machine Services
1st page sent
After 1st page sent
1st page received
After 1st page received

$3.00
$1.00
$3.00
$1.00

Per Request
Per Page 
Per Request
Per Page
At the time of transaction
 Foreign Draft Collection 1% of the total draft amount  Per Draft End of Day Processing
 Foreign Wire Transfer – Outgoing  $75.00  Per Wire At the time of transaction
 Levy/Execution  $100.00  Per Paper At the time of execution
 Money Order  $5.00 Per Item At the time of transaction
 Locked Night Deposit Bag  $25.00  Per Bag At the time of purchase
 Disposable Night Deposit Bags  Varies  Per 100 Bags At the time of purchase
Notary Services:
Customer
Non-Customer

$0.00
$2.00

Per Request
Per Request
At the time of transaction
Overdraft Item Fee (Item Paid) $40.00 Per Item End of Day Processing
Overdraft Transfer from Savings $5.00 Per Occurrence End of Day Processing
Photocopies $0.25 Per Copy At the time of transaction
Postage for Protests Varies Per Protest At the time of transaction
 Protests  $20.00  Per Protest At the time of transaction
Research Copies $0.25 Per Copy End of Day Processing
Research $20.00 Per Hour End of Day Processing on day of research completion
Restraining Order $100.00 Per Paper At the time of payout
Return of Deposited Item Fee $10.00 Per Item End of Day Processing
Safe Deposit Box Force Entry $125.00 Per Occurrence At the time of transaction
Safe Deposit Box Lost Key $20.00 Per Key At the time of transaction
Signature Guarantee $5.00 Per Request At the time of transaction
Stop Payment (Checks) Fee $35.00 Per Occurrence At the time of transaction
Statement Copy $1.50 Per Statement End of Day Processing
Subpoena $100.00 Per Paper At the time of completion
Telephone Transfer Fee $3.00 Per Occurrence At the time of transaction
Wire Transfer Incoming (Domestic) $20.00 Per Wire At the time of transaction
Wire Transfer Outgoing (Domestic) $25.00 Per Wire At the time of transaction

The fees on this Fee Schedule are in addition to any fees listed in any account opening disclosures or any other documents provided by Five Star Bank.

Certain fees may vary by account type. Please refer to your account opening disclosures for specific information regarding these fees.

* AllPoint ATMs are not considered Five Star Bank ATMs. AllPoint ATMs will present a fee at the time of your transaction, but Five Star Bank customers will not be charged the fee.

** Inactive Account Fees are not assessed on Health Savings Accounts, Saving Accounts, or Money Market Accounts.